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Getting Started

Once you become a member of our team, the doors to great credit and economic empowerment are opened for your use 24 hours a day, 7 days a week. The step-by-step system begins when you complete our authorization form, which allows us to pull your credit report. Our system generates what is called a tri-merge report, allowing you access to your credit information profile with each of the three credit reporting agencies (Equifax, TransUnion, and E xperian). This important step gives us the most up-to-date and complete information about your current credit history. After reviewing your report, one of our credit analyzers runs a simulator reporting the information in your credit profile. This report determines what your potential score increase may be over a period of time. Our mission is to provide you with all of the tools you will need to raise your FICO score so you can qualify for the best loans available to you. With increased credit scores, your chances of qualifying for better loan offers also increases. Our system can save you thousands of dollars on various loans, including real estate loans.

For example, you are looking to purchase a house within

the $200,000 range. When you pull your credit report, you find that your middle FICO score is 620. You also discover that, as of today, your interest rate would be 6% for a period of 360 months (30 years). By using AFI’s proven do-it-yourself system to raise your credit score by just 40 points to a middle score of 660, the interest rate you would now qualify for would be 5%. While the difference between these rates seems small, the savings on your monthly mortgage payment would be exactly $125.56 per month; over the course of your loan period, you would save a total of $45,020.16. This is substantial. Think about what you can do with that extra money. It makes good dollars and sense for you to know how to achieve this kind of savings. Where else can you save that kind of money with only a $99.00  investment? This is one of many scenarios. Our system is designed not only for real estate but automobile and credit card financing, as well as any type of financing where loans are involved.

Once you have pulled your current credit information and created a personalized simulator report, you are ready to begin building and increasing your credit score with our system. Your latest credit profile will be provided to you only once. This is included in your fee of $99.00. If you decide, however, to continue tracking the changes in your credit profile on a monthly basis, you have the option of ordering our monthly credit report and simulator. This is an excellent way to track your positive results. Here at AFI, we have over 200 pages of information available to you that will teach you how to maximize your credit opportunity. Please take time to study our system. It is guaranteed to benefit you, no matter what your current credit score is now.